Benefits of Owning Your Own Home 
The Best Investment - Income Tax Savings - Stable Monthly Housing Costs- Forced Savings - Freedom and Individuality - More Space

Important Things To Avoid Before Buying a Home 
Don't Move Money Around - The Effect of Changing Jobs - No Major Purchases of Any Kind

Don't Buy a Car - or Did You Already Buy One?
When Income Grows and You Want to Buy "Stuff" - Debt-to-Income Ratios and Car Payments - How Buying a Car Reduces Your Purchase Price

The Business Cycle and Buying a Home 
Recession and Expansion - Supply and Demand - Should You Try to "Time the Market"?

Comparable Sales and Your Offer Price 
Determining Your Offer Price - Comparable Sales in the Public Record - Comparable Sales in the Multiple Listing Service - Comparable Sales - Pending Transactions - Other Factors Influencing Your Offer Price

Major Factors Influencing your Offer Price 
How Property Condition Affects Your Offer - How Home Improvements Affect Your Offer - How Market Conditions Affect Your Offer - How Seller Motivation Affects Your Offer - The Final Decision on Your Offer Price

Offering to Purchase Real Estate- the Basics 
Introduction and Overview - Contingencies in a Purchase Offer - Earnest Money Deposit - The Closing Date - Transfer of Possession

Writing an Offer - Safeguards Regarding the Property 
Disclosures From the Seller - Condition of the Property Upon Transfer - Inspections You Should Require - Final Walk-Through Inspection

How Financing Details Affect Your Offer 
Down Payment - Interest Rates - Closing Costs and Financing Incentives - Seller Financing - Cash Offers - Other Financing Details in Your Offer

How FHA and VA Financing Affects Your Offer 
Extra Costs for the Seller - VA and FHA Appraisals

Selecting Service Providers 
You and the Seller Must Agree - Escrow and Settlement - Title Insurance - Termite and Pest Inspection